Comments on: For those who eat out at restaurants, do you use cash or a credit card? http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card Mon, 02 Feb 2009 17:33:59 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Peapie http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2950 Peapie Thu, 08 Jan 2009 04:27:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2950 Go Point, I have heard of this too and thought like you but now going to follow through! Thanks!<br><b>References : </b><br> Go Point, I have heard of this too and thought like you but now going to follow through! Thanks!
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]]> By: Chip Monk http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2949 Chip Monk Thu, 08 Jan 2009 03:44:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2949 Cash works for me.<br><b>References : </b><br> Cash works for me.
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]]> By: somethingtrinity http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2948 somethingtrinity Thu, 08 Jan 2009 03:16:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2948 I use only cash, I don't have a credit card and I am glad.<br><b>References : </b><br> I use only cash, I don't have a credit card and I am glad.
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]]> By: Tinman12 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2947 Tinman12 Thu, 08 Jan 2009 02:31:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2947 I use cash first or if not I'll go with debit card. I don't use credit card. But oh yes, you are absolutely right about those scams. I try to go online to double check on all my purchases. When I go to restaurants, its usually one where I have become familiar with the staff.<br><b>References : </b><br> I use cash first or if not I'll go with debit card. I don't use credit card. But oh yes, you are absolutely right about those scams. I try to go online to double check on all my purchases.
When I go to restaurants, its usually one where I have become familiar with the staff.
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]]> By: alcaholicdemon http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2946 alcaholicdemon Thu, 08 Jan 2009 02:12:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2946 this is a easy answer for me ,we have no credit cards,so its cash only for us.never had the desire for one.we dont even have a debit card.<br><b>References : </b><br> this is a easy answer for me ,we have no credit cards,so its cash only for us.never had the desire for one.we dont even have a debit card.
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]]> By: musicman47 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2945 musicman47 Thu, 08 Jan 2009 01:32:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2945 always use cash if possible!<br><b>References : </b><br> always use cash if possible!
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]]> By: riverrat323 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2944 riverrat323 Thu, 08 Jan 2009 01:19:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2944 We always pay cash.<br><b>References : </b><br> We always pay cash.
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]]> By: RB http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2943 RB Thu, 08 Jan 2009 01:01:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2943 I have been using cash for many years, and checks locally. As pointed out, there are too many scams out there. I am concerned that banks don't keep checks, and the original can be disposed of and only an image needs to be sent. I can see this as an oppertunity for thieves to intercept and change information. Anything that can be done...security wise can eventually be un-done, or codes broken given enough time.<br><b>References : </b><br> I have been using cash for many years, and checks locally. As pointed out, there are too many scams out there.
I am concerned that banks don't keep checks, and the original can be disposed of and only an image needs to be sent. I can see this as an oppertunity for thieves to intercept and change information. Anything that can be done…security wise can eventually be un-done, or codes broken given enough time.
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]]> By: SandwichGeneration http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2942 SandwichGeneration Thu, 08 Jan 2009 00:21:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2942 I might pay with cash, but to be honest, I do not like walking around with large amounts of cash. I'm often out and about on my own, I frequently travel by myself, and large amounts of cash make me feel very vulunerable. We are very careful with our bank debit card, because it gives direct access to our bank account, and if money is skimmed with this card then money isn't easily recoverable and also checks can be bounced. We use a credit card as a 30 day account and sometimes when I travel I use a pre-loaded travel card. There are several criminal rings, not only those associated with Nigeria, that have used skimming. Last winter there were reports of a ring out of California that was traveling around planting skimming machines at store checkout lines. Last fall a huge ring was busted that used waiters at restaurants. We check our credit card activity online, we do not wait for statements. With a credit card, your liability is limited if you are ripped off through skimming-you can challenge fraudulent charges and not be held responsible for those charges if you report them promptly. My credit card company is pretty good about fraud alerts; I forgot to inform them that I'd be out of town, I made some large purchases with my card, and they phoned our home number to verify it was us using the card. The other good thing about credit cards is that they leave an electronic trail....and people have been caught on cameras using fraudulent credit cards. Daisymae, I agree that cash is a good way to go if I need less than $50.00...but if I'm out shopping and eating, or other things where I'd need more money, I still use my credit card. Whether we use cash, credit cards, or travel cards, we just need to be alert to our surroundings.<br><b>References : </b><br>Avoiding Credit and Charge Card Fraud Federal Trade Commission http://www.ftc.gov/bcp/conline/pubs/credit/cards.shtm Plastic Fraud Getting a Handle on Debit and Credit Cards Federal Reserve Bank of San Francisco http://www.frbsf.org/publications/consumer/plastic.html Credit and Debit Cards All about card ripoffs The Clark Howard Show http://clarkhoward.com/shownotes/category/6/23/178/ Operation French Fry Officials Disclose Alleged Identity Theft Schemes by Christine Hanley, Los Angeles Times Staff Writer http://www.imakenews.com/accushred/e_article000675584.cfm?x=b11,0,w ID Theft Federal Trade Commission http://www.ftc.gov/bcp/conline/pubs/credit/idtheftmini.shtm Recognizing Credit Card Fraud August 23, 2005 Consumer Action.org http://www.consumer-action.org/english/articles/recognizing_credit_card_fraud_english I might pay with cash, but to be honest, I do not like walking around with large amounts of cash. I'm often out and about on my own, I frequently travel by myself, and large amounts of cash make me feel very vulunerable. We are very careful with our bank debit card, because it gives direct access to our bank account, and if money is skimmed with this card then money isn't easily recoverable and also checks can be bounced. We use a credit card as a 30 day account and sometimes when I travel I use a pre-loaded travel card.

There are several criminal rings, not only those associated with Nigeria, that have used skimming. Last winter there were reports of a ring out of California that was traveling around planting skimming machines at store checkout lines. Last fall a huge ring was busted that used waiters at restaurants.

We check our credit card activity online, we do not wait for statements. With a credit card, your liability is limited if you are ripped off through skimming-you can challenge fraudulent charges and not be held responsible for those charges if you report them promptly.

My credit card company is pretty good about fraud alerts; I forgot to inform them that I'd be out of town, I made some large purchases with my card, and they phoned our home number to verify it was us using the card. The other good thing about credit cards is that they leave an electronic trail….and people have been caught on cameras using fraudulent credit cards.

Daisymae, I agree that cash is a good way to go if I need less than $50.00…but if I'm out shopping and eating, or other things where I'd need more money, I still use my credit card.

Whether we use cash, credit cards, or travel cards, we just need to be alert to our surroundings.
References :
Avoiding Credit and Charge Card Fraud
Federal Trade Commission
http://www.ftc.gov/bcp/conline/pubs/credit/cards.shtm

Plastic Fraud
Getting a Handle on Debit and Credit Cards
Federal Reserve Bank of San Francisco
http://www.frbsf.org/publications/consumer/plastic.html

Credit and Debit Cards
All about card ripoffs
The Clark Howard Show
http://clarkhoward.com/shownotes/category/6/23/178/

Operation French Fry
Officials Disclose Alleged Identity Theft Schemes
by Christine Hanley, Los Angeles Times Staff Writer
http://www.imakenews.com/accushred/e_article000675584.cfm?x=b11,0,w

ID Theft
Federal Trade Commission
http://www.ftc.gov/bcp/conline/pubs/credit/idtheftmini.shtm

Recognizing Credit Card Fraud
August 23, 2005
Consumer Action.org
http://www.consumer-action.org/english/articles/recognizing_credit_card_fraud_english

]]> By: Telma G http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2941 Telma G Wed, 07 Jan 2009 23:44:59 +0000 http://www.ebookreader-review.com/electronic-reader/for-those-who-eat-out-at-restaurants-do-you-use-cash-or-a-credit-card#comment-2941 We were warned of this too and thank you for reminding us again. It looks like, back to cash again. Don't they always find a way to steal? It is incredible.<br><b>References : </b><br> We were warned of this too and thank you for reminding us again. It looks like, back to cash again. Don't they always find a way to steal? It is incredible.
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